If you are new to buying auto insurance (or are misinformed), you might think that all insurance companies offer premiums at the same price. If that is so, you are making a mistake. Insurance providers have a considerable diversity of packages, services, and unique features. You could find car insurance for less that $100 a month in almost all insurance companies. However, when buying from an agent, this won’t be the first they’ll offer you.
If you are consulting online car insurance quote services instead, things would be different. You would be able to customize your car coverage in detail for your personal situation. This is a valuable choice if you need to keep some money in your pocket. This way, you could pay only for the coverage you really need. Bonus features and services would not be initially considered. They would be added to your policy only if requested.
Some of the best auto insurance companies that offer cheap auto insurance include:
- State Farm
- And More
In Which States Could You Get the Best Car Insurance Under $100? You could find a vast diversity in the United States regarding geography and car insurance laws. So, car insurance prices extensively differ from state to state. A driver who lives or drives in a state where car insurance is more expensive could pay twice as much as a driver of a cheaper state. Here is a list of states with both the cheapest and most expensive auto insurance rates:
Maine, Ohio, Idaho, Vermont, North Carolina, Iowa, Indiana, Virginia, South Dakota, Utah, Missouri, and Nebraska are the states that have the cheapest auto insurance prices. On the other hand, Michigan, Louisiana, Connecticut, Rhode Island, Florida, Washington DC, California, Wyoming, Delaware, and Texas are the most expensive states in terms of auto insurance costs.
Is your state listed among the most expensive? If so, you could be thinking it would be difficult to find very cheap car insurance under $50. Well, it is not like that at all. Those who drive in your state would get the same choices as drivers in any other state. They could have discounts and low-budget choices too. To increase your deductible and to drop comprehensive coverage are options to take into account. They could save you a lot of money on car insurance.
Some Discounts and Savings
Below, you can find a list of tips that would help you save on car insurance:
- Move to a cheaper state to buy your car insurance.
- Join organizations or clubs where discounts are offered.
- Scratch your Vehicle Identification Number (VIN) on your window.
- Fall into “low-risk categories” by changing your job if needed.
- Use a camera in your car to monitor your children and yourself.
- Don’t drive too much. Stay at home as much as possible.
- Take driver’s courses to improve your skills and get more experience in driving.
- Buy a car that costs less to insure.
- If you own a bike, ride it more times and drive less.
- Go green. Get environmentally friendly and save some money.
How Would the Internet Make Easier to Find Cheap Auto Insurance?
Nowadays, it is straightforward to find car insurance for less than $100 a month once you search for it online. Get at least 10 car insurance companies that offer their services in your area. After, you could complete an online application to request quotes from each of these insurers, and it would take minutes and no hassle. Then, you could check how much money you would save with each company.
When you are searching online, you can go back and forward without much effort. You can see how different things would influence your rates. Only by going back and changing the values in your application will you see how the final result varies.